According to the majority of scholars, is Zakat obligatory on jewelry made of gold and silver kept for personal use?

Explanation

– Scholarly views differ somewhat regarding jewelry kept for personal use, though many scholars hold that Zakat remains obligatory on gold and silver jewelry once it reaches the Nisab threshold, regardless of its personal use.
– This position is generally based on the broad wording found in relevant Hadiths regarding gold and silver, though some scholars, particularly within certain schools, hold differing views on this specific matter.
– For exams, note that this represents one of the areas of jurisprudential difference among the various schools of Islamic law regarding the specific application of Zakat rules.